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The households that give away money each give away about ,670 each per year.Average Spending on Education: The increasing cost of education has also raised concerns in the U.To gauge a basic minimum for food costs, we can look at the expenditures of America’s poorest households, who are presumably eating as cheaply as possible.
This money comes directly out of employees’ paychecks, while matching contributions are made by the employer. households use about 8% of their income to either pay off debt, or increase savings—or sometimes both at the same time, as in the typical case of a mortgage payment.
Households reporting this cost are paying an average of ,408 annually.
The Cost of Our Vices: We spend a fairly small proportion of our incomes on vices like alcohol, tobacco and lottery tickets—only 1% overall.
Spending on Entertainment: Americans do find some time to enjoy their lives, as reflected in the ,564 the average household devotes to entertainment each year.
Some 12% of households, though, report no such expenditures in a typical four-month stretch of time. The Cost of Looking Good: Fast, cheap fashion, among other things, has helped lessen how much Americans spend on clothing and related services like dry cleaning and shoe repair.
The remaining $7,068 covers utilities and other household operational expenses and equipment. Homeowners pay an average of $9,552 per year (nearly $800 per month) on mortgage interest, property taxes and other expenses such as maintenance, repairs and homeowners insurance. This figure encompasses a wide range of rents from smaller towns to major metropolitan centers such as Los Angeles and New York.