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Richie's picture showed a jolly, bearded man curled up on a couch with a cat rubbing his face."Loving, caring and hardworking," the online dating profile said.When Theresa Smalley received a note from Richie last January asking if she wanted to chat, she was flattered. The two began exchanging e-mails, friendly at first, but quickly swelling in intensity and passion.By Valentine's Day, Smalley received a box of chocolate candy, a teddy bear, and a helium balloon that said "I love you." Smalley, 46, was hooked, even though she had never met him.Smalley agreed, and over the next two weeks, she cashed two 0 money orders and sent along the funds. 'My whole world had fallen apart' "The bank told me I was responsible for that money. Smalley shared her version of events with in the hopes that others might not fall for the same trickery.Then, Richie was ready to leave the country, but needed money to deal with a visa problem. I had to pay them ,700, which was everything I had," she said. "Never in my wildest dreams would I have ever known that this is all a part of an elaborate online scam. agencies have issued warnings on the scams, also known as "419" or "advance-fee" frauds.The group is trying to publicize the problem to limit the damage. Now, I get one every couple of weeks or so because it's the easiest way to get somebody hooked," Ferguson said. We don't want people to be taken in." But they are, said Donna Gregory, supervisory internet crime specialist at the FBI's Internet Fraud Complaint Center. "We've even seen them take as long as a year (to seduce a mark)," Gregory said."How many people are out there thinking they found the love of their life and they have no clue what's happening? "The first thing most people say to me when they contact me is, 'I can't believe I was so stupid.' " Sweetheart scams appear to be on the rise, said Julie Ferguson, executive director of the Merchant Risk Council, which tracks scams for online retailers. "The stories are so-gut-wrenching sad." Some scammers seem to deliberately target groups set up for Christian singles, she said, where people may be less likely to be suspicious. Con artists will hunt for people's weaknesses, find out what they care about -- such as Grateful Dead music -- and then go in for the kill.

Scam artists post ads to online dating sites and lurk in chat rooms with names like "40 and single," or "Recently dumped." Often, they reach out to a lonely soul with flowers or candy, purchased with a stolen credit card.Our membership base is made up of over 2.5 million singles from USA, UK, Germany, France, Kenya, Cameroon, South Africa Nigeria, Ghana, Madagascar, Cote d'Ivoire and many more African countries.We are committed to helping you find the perfect match, no matter where in the world you may be.He spent four months gaining my trust and he did it." So-called Nigerian scams, where victims are ultimately tricked into sending money to the African country using some irreversible method like a wire transfer, are common. But the seductive flavor of this type of the scam — known to some as "sweetheart scams" — and the incredible patience shown by the scammer reveal just how far con artists will go to trick their marks. of Washington state, who asked that his last name be withheld, says he sent ,200 to a similarly seductive scammer. Ryan was approached while hanging out in a chat room devoted to Grateful Dead fans.His seducer also claimed to be an American out of the country getting paid via money order, and also ultimately asked him to cash them. "The thing that duped me was the whole music issue.

'Keep your money to yourself' But there is no returning money to consumers who have wired funds overseas, hoping to cement a love bond. They have the patience." Rhoda Cook has for years operated a Web site named which maintains a database of sweetheart con artists.

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